Why should I get
pre-approved?
One of the first steps when
looking for a new home or refinancing your current home is to determine
how much money you will need to borrow -- and how much you are able to
borrow. The best way to do this is to get pre-approved for a loan or a set
of loans.
Getting pre-approved gives you
many benefits:
- It gives you a strong estimate
of how much money you are able to borrow. The pre-approval process
takes your credit history into account, which is very important to us
when deciding how much to lend and at what rate. Plus, the
pre-approval will let you know how much of a house you can actually
afford.
- Knowing which loans you have
pre-approved for gives you a starting point to compare various loans
that you can actually get (as opposed to "teaser rates" that
may not be available).
- Having a pre-approval letter
presents you as a strong buyer when you make an offer on a house.
Please take
a few moments to review, fill out the requested information below, and email or fax it to us immediately.
You will find that we are very professional and serious about helping you find the home of your dreams.
Print out and Fax to (505)
474-0100
All information provided is strictly confidential!
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